The following are examples of actual claims on First American title insurance policies from around the globe:

Legal Description Discrepancies
Power Of Attorney
Lack Of Priority Of Mortgage
Ownership In Dispute
Survey Issues
No Occupancy Permit

The insured purchased the property in 2003. Following closing, the insured discovered that an occupancy permit had never been issued. The municipality advised that the stairs do not meet the requirements of the building code and must be remedied in order to have an occupancy permit issued.

Action: We have advised the insured that coverage is available to correct any deficiencies and allow the insured to obtain the occupancy permit.


Legal Description Of Land
No Right Of Access
Fraudulent Discharge Of Mortgage
Encroachment / Survey Issues
Title / Legal Description Defect
Mortgage Enforceability
Mortgage Fraud
Liens And Encumbrances - Mortgage Priority
Undisclosed Lien On Property
Lack Of Compliance With Building Regulations
Identity Fraud
Identity Fraud
Incapacity Of The Borrower

The examples below are of actual title insurance coverages issued by First American in Asia

Missing Title Deeds
Legal Description Discrepancies
Lack Of Priority Of Mortgage
No Occupancy Permit
No Right Of Access
 

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