The following are examples of actual claims on First American title insurance policies from around the globe:

Legal Description Discrepancies
Power Of Attorney
Lack Of Priority Of Mortgage
Ownership In Dispute
Survey Issues

One year after the insureds purchased the property, their new neighbour provided them with a building location certificate which revealed that a previous owner had severed the property into two lots. The insured's property formed Lot 1 while their driveway was part of Lot 2. Lot 2 was subsequently sold and the driveway was removed by the new neighbour who was excavating and constructing a home.

Action: We paid for a new driveway to be built on the insured's property.

No Occupancy Permit
Legal Description Of Land
No Right Of Access
Fraudulent Discharge Of Mortgage
Encroachment / Survey Issues
Title / Legal Description Defect
Mortgage Enforceability
Mortgage Fraud
Liens And Encumbrances - Mortgage Priority
Undisclosed Lien On Property
Lack Of Compliance With Building Regulations
Identity Fraud
Identity Fraud
Incapacity Of The Borrower
Incapacity Of The Borrower

The examples below are of actual title insurance coverages issued by First American in Asia

Missing Title Deeds
Legal Description Discrepancies
Lack Of Priority Of Mortgage
No Occupancy Permit
No Right Of Access