The following are examples of actual claims on First American title insurance policies from around the globe:

Legal Description Discrepancies
Power Of Attorney
Lack Of Priority Of Mortgage
Ownership In Dispute
Survey Issues
No Occupancy Permit
Legal Description Of Land
No Right Of Access
Fraudulent Discharge Of Mortgage
Encroachment / Survey Issues
Title / Legal Description Defect
Mortgage Enforceability
Mortgage Fraud
Liens And Encumbrances - Mortgage Priority
Undisclosed Lien On Property
Lack Of Compliance With Building Regulations

The insureds were in the process of undertaking renovations to their property and, as a result of submitting an application for a building permit, were advised by the local municipality that the basement renovation was done without the required building permit. The municipality advised the insureds that they must have the basement inspected for compliance with the Building Code and must obtain the proper permits.

Action: We advised the insured that coverage was available for the lack of permit for the basement renovation under their policy and paid the cost of obtaining the necessary permits to bring the basement in compliance with the Building Code.


Identity Fraud
Identity Fraud
Incapacity Of The Borrower

The examples below are of actual title insurance coverages issued by First American in Asia

Missing Title Deeds
Legal Description Discrepancies
Lack Of Priority Of Mortgage
No Occupancy Permit
No Right Of Access
 

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