The following are examples of actual claims on First American title insurance policies from around the globe:

Legal Description Discrepancies
Power Of Attorney
Lack Of Priority Of Mortgage
Ownership In Dispute
Survey Issues
No Occupancy Permit
Legal Description Of Land
No Right Of Access
Fraudulent Discharge Of Mortgage
Encroachment / Survey Issues
Title / Legal Description Defect

Upon commencing a foreclosure action, the insured lender discovered that the lands described in the mortgage did not contain the borrowers' dwelling. The legal description in the insured mortgage referred to a vacant piece of property that laid adjacent to the dwelling.

Action: We retained the lender¡¦s lawyer to rectify the legal description defect to enable the lender to proceed with the foreclosure action.


Mortgage Enforceability
Mortgage Fraud
Liens And Encumbrances - Mortgage Priority
Undisclosed Lien On Property
Lack Of Compliance With Building Regulations
Identity Fraud
Identity Fraud
Incapacity Of The Borrower

The examples below are of actual title insurance coverages issued by First American in Asia

Missing Title Deeds
Legal Description Discrepancies
Lack Of Priority Of Mortgage
No Occupancy Permit
No Right Of Access
 

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