The following are examples of actual claims on First American title insurance policies from around the globe:

Legal Description Discrepancies
Power Of Attorney
Lack Of Priority Of Mortgage
Ownership In Dispute
Survey Issues
No Occupancy Permit
Legal Description Of Land
No Right Of Access
Fraudulent Discharge Of Mortgage
Encroachment / Survey Issues

When the insureds sold their property, a survey revealed that the garage and shed encroached onto a municipal right of way. The purchasers requisitioned that the garage and shed be relocated, or alternatively, that an encroachment agreement be put in place with the municipality.

Action: We paid the legal fees and expenses required to obtain the encroachment agreement.


Title / Legal Description Defect
Mortgage Enforceability
Mortgage Fraud
Liens And Encumbrances - Mortgage Priority
Undisclosed Lien On Property
Lack Of Compliance With Building Regulations
Identity Fraud
Identity Fraud
Incapacity Of The Borrower

The examples below are of actual title insurance coverages issued by First American in Asia

Missing Title Deeds
Legal Description Discrepancies
Lack Of Priority Of Mortgage
No Occupancy Permit
No Right Of Access
 

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